Layne Barney – Agricultural Loan Officer

March 26th, 2014

Meet Layne Barney, an Agricultural Loan Officer at State Bank of Southern Utah. Layne has worked at State Bank’s Richfield Branch for 10 months. He enjoys working with his fellow State Bank employees, helping customers and being involved in community events. Layne grew up in Monroe Utah, attended Southern Utah University and graduated with a degree in Agricultural Science. Layne and his wife Jacee have a two year old son, Boston, and are expecting another boy in June! He enjoys hunting, 4-wheeling and refereeing basketball games. As a lifelong southern Utah resident, Layne has a thorough knowledge of the financial market in Sevier County.

Contact Layne for any agricultural lending needs!

Layne_Barney

Branch: Richfield

Phone: (435) 896-9287

Email: lbarney@sbsu.com

Get Your Free Credit Report

March 13th, 2014

Free Credit Report Experian Equifax TransUnion

Federal Law requires each of the three nationwide consumer reporting companies – Equifax, Experian and TransUnion to provide you with a free copy of your credit report, at your request, once every 12 months.

A credit report is used by a variety of companies to evaluate your application for credit. It is up to you to make sure your credit report is correct. The three nationwide consumer reporting (more…)

Possible Reasons for a Missing Tax Refund

March 4th, 2014
Blog Tax Pic
Avoid Misdirected Tax Refunds
Please re-check the account number listed on your tax return or stored in your tax software. Make sure that the bank account is OPEN and ACTIVE (not dormant or closed) and that you have checked the appropriate box on your return, checking or savings.
Missing a tax refund?
If your tax refund is missing, first double check the bank information that was sent with your tax return. There are four problem areas that might result in a rejected refund, as follows:
1. Bank Routing Number, the (RTN or ABA Number). Look for the 9-digit number on the bottom of your checks. State Bank’s RTN is 124301779.
2. Bank account number. Make sure that you include all digits of your account number.  Some numbers have a digit, a space and then more digits. Others will have 7 or 8 digits with no space. You must include all digits. There should be at least 7 digits in your SBSU account number.
3. Checking or Savings. You must accurately identify the account as a checking or savings account. Money Market accounts are designated as “checking”. Your refund will reject if you incorrectly check the “Savings Account” box when your account is really checking or vice versa.
4. Your name. We can sometimes avoid rejecting a refund back to the IRS if your name is accurately listed, including any joint filers who also sign on your account.
Liability for misdirected refunds lies with the person who provided the incorrect information, not the bank.  If your refund is missing, contact the IRS to begin the non-receipt process at (800)829-1040.
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